Plain-English guides to Canadian personal finance: choosing GICs and savings accounts, planning FIRE and Coast FIRE, and Canadian tax rules explained.
What a marginal tax rate is in Canada, how to find yours from the combined federal and provincial brackets, and how it differs from your average tax rate.
How to Calculate Your Marginal Tax Rate in Canada Read More »
Tax-efficient investing for US families: how to use 401(k), HSA, IRA, and Roth accounts to cut your tax bill and keep more of your returns.
Tax-Efficient Investing for US Families Read More »
What is dollar-cost averaging? A plain-English guide to investing a fixed amount on a schedule, with an example and how it compares to lump sum.
What Is Dollar-Cost Averaging (DCA)? Read More »
Capital gains tax on selling property in Canada: when you owe it,the principal residence exemption, how to calculate it, with an example.
Capital Gains Tax on Selling Property in Canada Read More »
What is the 4% rule? A plain-English guide to the safe withdrawal rate: how it works, how much you need to retire, and its limits.
What Is the 4% Rule for Retirement? Read More »
How to calculate capital gains tax in Canada: the formula, the 50% inclusion rate, and a step-by-step worked example for stocks and property.
How to Calculate Capital Gains Tax in Canada Read More »
