Capital gains tax on selling a cottage in Canada: why you can only shelter one property, how to choose which, and the designation that can cost $40,000.
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Savings · Single-Bank Guide Oaken Financial GIC Rates: Canada’s Rate Leader in 2026? Oaken Financial raised its GIC rates on July 20, 2026, and in doing so moved ahead of EQ Bank on every single term. It also has a deposit-insurance structure that quietly gives you twice the CDIC coverage of most online banks —
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How to calculate adjusted cost base in Canada: the averaging rule for identical shares, reinvested distributions, return of capital, and a worked example.
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Tax Guide · Capital Losses The Superficial Loss Rule in Canada: How the 30-Day Rule Works Selling a losing investment to claim the capital loss, then buying it back a few days later, is one of the oldest ideas in tax planning. Canada shut it down decades ago with the superficial loss rule. If you
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Savings · Single-Bank Guide EQ Bank GIC Rates: Are They Worth It in 2026? EQ Bank consistently sits at or near the top of the Canadian GIC market, paying roughly a percentage point more than the Big Five on a one-year term. But its own rate table contains two quirks that quietly cost people money,
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Tax Guide · Estates Capital Gains Tax on Inherited Property in Canada Most people searching this are worried about the wrong tax bill. If you inherited a house, a cottage, or a portfolio in Canada, you almost certainly do not owe capital gains tax on inheriting it. Canada has no inheritance tax. The tax is
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