Savings · Single-Bank Guide Oaken Financial GIC Rates: Canada’s Rate Leader in 2026? Oaken Financial has raised its GIC rates three times since July 2026 — most recently on August 21 — and now sits ahead of EQ Bank on every single term, by a widening margin. It also has a deposit-insurance structure that quietly […]
Oaken Financial GIC Rates: Canada’s Rate Leader in 2026? Read More »
How to calculate adjusted cost base in Canada: the averaging rule for identical shares, reinvested distributions, return of capital, and a worked example.
How to Calculate Adjusted Cost Base (ACB) in Canada Read More »
Tax Guide · Capital Losses The Superficial Loss Rule in Canada: How the 30-Day Rule Works Selling a losing investment to claim the capital loss, then buying it back a few days later, is one of the oldest ideas in tax planning. Canada shut it down decades ago with the superficial loss rule. If you
The Superficial Loss Rule in Canada: How the 30-Day Rule Works Read More »
Savings · Single-Bank Guide EQ Bank GIC Rates: Are They Worth It in 2026? EQ Bank consistently sits at or near the top of the Canadian GIC market, paying roughly a percentage point more than the Big Five on a one-year term. But its own rate table contains two quirks that quietly cost people money,
EQ Bank GIC Rates: Are They Worth It in 2026? Read More »
Tax Guide · Estates Capital Gains Tax on Inherited Property in Canada Most people searching this are worried about the wrong tax bill. If you inherited a house, a cottage, or a portfolio in Canada, you almost certainly do not owe capital gains tax on inheriting it. Canada has no inheritance tax. The tax is
Capital Gains Tax on Inherited Property in Canada Read More »
RRSP withholding tax for non-residents of Canada is 25%, not the 10-30% residents pay. When a treaty cuts it to 15%, and the lump-sum trap to avoid.
RRSP Withholding Tax for Non-Residents of Canada Read More »
